NFL Betting: The Best Online Sportsbooks in Indiana for Football

Indiana has become one of America's established sports betting markets since launching on September 1, 2019, making it one of the earliest states to legalize post-PASPA. The Hoosier State is home to the Indianapolis Colts, a storied NFL franchise with passionate fans throughout Indiana. With 11-13 licensed online sportsbooks currently operating and retail options at 13 licensed casinos and stadiums, Indiana generated over $5.21 billion in bets during 2024 alone. This breaks down legality, the top sportsbook apps, NFL bonuses, bet types, and proven betting strategies for the 2025 season. No fluff, no jargon. Just picks you can flex.

Read more: NFL Betting: The Ultimate Guide for the 2025/2026 Football Season

Is NFL Betting Legal in Indiana?

Yes, NFL betting is fully legal in Indiana for online and retail sportsbooks. Indiana legalized sports betting in May 2019 when Governor Eric Holcomb signed HB 1015 into law. Retail betting launched September 1, 2019, with mobile betting following one month later in October 2019.

Key Legal Facts:

• Regulatory body: Indiana Gaming Commission (IGC)
• Licensed operators: 11-13 active online sportsbooks as of November 2025
• Retail locations: 13 retail sportsbooks at licensed casinos and stadiums statewide
• Age requirement: 21 years old or older to bet online or retail (you must be 21+ even to be present in sports betting areas)
• Remote registration: Yes, you can register from anywhere but must be physically located within Indiana using geolocation technology to place bets
• College sports: Yes, including in-state teams (no major restrictions). Betting on college sports is permitted, including Indiana Hoosiers, Purdue, Notre Dame, etc.
• In-play betting: Permitted on professional and college sports
• Prohibited: High school sports, amateur athletes under 18, eSports

Best Online Sportsbooks for NFL Betting in Indiana

Indiana features 11-13 premier licensed sportsbooks offering comprehensive NFL betting. Here are the top platforms:

1. bet365 Indiana – Elite In-Play Betting

bet365 launched in Indiana on January 30, 2024, becoming the 13th sportsbook in the state. The platform brings its world-renowned reputation with elite in-play betting, early-payout features, and one of the deepest betting menus available. bet365 offers two welcome options: "Bet $5, Get $200 in Bonus Bets Win or Lose" using code SBRBONUS OR "$1,000 First Bet Safety Net". Casino partner: French Lick Resort.

Best for: Live bettors and sharp players.

2. BetMGM Indiana – Highest Single Welcome Bonus

BetMGM ranks among Indiana's top sportsbooks and offers the highest single welcome bonus: "Up to $1,500 in Bonus Bets if Your First Bet Doesn't Win" using code ROTOSPORTS. The platform excels in NFL markets with extensive coverage, a powerful Parlay Builder tool, consistent daily promos, and Colts-specific boosts during the season. BetMGM is known for its edit-my-bet functionality and early cash-out options.

Best for: Bettors who go big on their first play.

3. FanDuel Indiana – Most User-Friendly Platform

FanDuel ranks as a market leader with extensive same-game parlays, live betting, and rapid odds updates. The platform features exceptional NFL coverage with "Spread the Love" promos. Welcome offer: "Bet $5, Win $150 in Bonus Bets" if your first bet wins. FanDuel is widely considered the most user-friendly platform with clean interface design.

Best for: Everyday players who want smooth, simple betting.

4. DraftKings Indiana – First Mover Advantage

DraftKings provides competitive NFL odds and was one of the first two sportsbooks to launch in Indiana (October 3, 2019, alongside BetRivers). The platform excels with same-game parlays, live betting, injury-adjusted markets, and comprehensive prop coverage. Welcome offer: "Bet $5, Win $300 in Bonus Bets + 3 Months of NBA League Pass". DraftKings pioneered DFS in Indiana and remains a powerhouse for fantasy contests.

Best for: Bettors who love variety and live action.

5. Caesars Sportsbook Indiana – World-Class Odds

Caesars delivers world-class odds and offers one of the most unique promotional structures: "Bet $1, Double Your Winnings on Your Next 20 Bets" using promo code STYVIP (up to $50,000 total bonus value). Caesars Rewards members earn benefits applicable to properties nationwide. The platform excels with odds boosts and same-game parlay options.

Best for: Players who want strong bonuses and extra rewards.

6. Fanatics Sportsbook Indiana – Highest Cumulative Bonus

Fanatics stands out with the highest cumulative welcome bonus: "Up to $2,000 in No Sweat Bets FanCash" distributed over 10 days ($200 maximum per day, expiring each day at 11:59 p.m.). The platform emphasizes Fair Play policies and provides FanCash rewards toward official NFL merchandise. Alternative offer: "Up to $250 in Free Bets".

Best for: Sports fans who love merch rewards.

7. ESPN BET Indiana – ESPN Integration

ESPN BET launched in Indiana on November 14, 2023 (partnered with PENN Entertainment). The platform features ESPN integration, daily odds boosts, and personalized specials. ESPN BET offers competitive welcome bonuses and integrations with ESPN programming, personalities, contests, radio, and more.

Best for: Fans who live on ESPN content.

8. BetRivers Indiana – Fast Withdrawals

BetRivers was one of the first two sportsbooks to launch in Indiana (October 3, 2019, alongside DraftKings). The platform features the $1 million Beat the Spread Challenge, 20% parlay profit boosts on multi-leg NFL wagers, and the fast RushPay withdrawal system. BetRivers offers a solid rewards program and deposit match bonuses.

Best for: Bettors who want fast payouts.

Shurzy tip: Sign up for three or four apps at once. Indiana has 11-13 options, so you can actually line shop like a pro. Most welcome bonuses are first-bet offers, so testing multiple platforms gives you more chances to win.

Best NFL Betting Bonuses in Indiana

Indiana sportsbooks collectively offer over $7,000+ in combined new-user bonuses. Here are the best current offers:

1. Highest Single Welcome Bonus: BetMGM leads with "Up to $1,500 in Bonus Bets if Your First Bet Doesn't Win" (code ROTOSPORTS).
2. Highest Cumulative Bonus: Fanatics provides "Up to $2,000 in No Sweat Bets FanCash" over 10 days ($200 max per day, expiring each day at 11:59 p.m.).
3. Alternative Highest: bet365 offers "$1,000 First Bet Safety Net" (get up to $1,000 back in bonus bets if your first bet loses).
4. Profit Boost: Caesars Sportsbook delivers "Bet $1, Double Your Winnings on Your Next 20 Bets" (up to $50,000 total) using code STYVIP.
5. Welcome Bet & Get Offers:

• FanDuel: "Bet $5, Win $150 in Bonus Bets" if your bet wins
• DraftKings: "Bet $5, Win $300 in Bonus Bets + 3 Months NBA League Pass"
• bet365: "Bet $5, Get $200 in Bonus Bets Win or Lose" (code SBRBONUS)

Shurzy tip: Don't overthink it. Setting up your account takes less time than ordering wings before kickoff. Just make sure you use your bonus on a line that actually excites you.

Read more: Best Sports Betting Apps in Indiana

Popular NFL Bets You Can Make in Indiana

Indiana sportsbooks offer every NFL betting option available. Here's what you can wager on:

• Moneyline: Pick which team wins straight up. Example: Chiefs -170 means you risk $170 to win $100 if Kansas City wins.
• Point Spread: The most common NFL bet. Example: Chiefs -3 means Kansas City must win by 4+ points to cover.
• Totals (Over/Under): Bet whether the combined score exceeds or falls short of the sportsbook's total. Example: Colts-Chiefs set at 50.5 points.
• Player Props: Wager on individual performances like passing yards, rushing touchdowns, receptions, or anytime touchdown scorer. Indiana allows college player props as well (no restrictions).
• Team Props: Bet on team-specific outcomes like first-half points, team total score, or which team scores first.
• Same-Game Parlays (SGP): Combine multiple outcomes from a single NFL game with enhanced odds. Example: Colts moneyline + over 50.5 points + specific WR to score a touchdown.

Read more: Everything You Need to Know About NBA Prop Betting

How to Bet on the NFL in Indiana: Step-by-Step

• Step 1: Choose a licensed sportsbook from the 11-13 regulated operators.
• Step 2: Create your account with personal information.
• Step 3: Verify identity and age (21+) using geolocation technology.
• Step 4: Make a deposit using credit/debit cards, PayPal, or other approved methods (minimums typically $5-$10).
• Step 5: Claim available bonuses and enter promo codes if required.
• Step 6: Navigate to NFL betting, browse upcoming games, odds, and bet types.
• Step 7: Place your bet, confirm bet slip, and monitor through settlement.
• Step 8: Withdraw winnings through regulated banking (typically 24-48 hours). 24% federal withholding applies to winnings.

Tips for Smarter NFL Betting in Indiana

1. Track Indiana's Mature Market: Indiana's $5.21B in 2024 handle shows deep market penetration. This competitive environment means sharp odds and aggressive promos.
2. College Betting Freedom: Indiana allows college sports betting with no major restrictions (including in-state teams like Indiana, Purdue, Notre Dame). This creates betting angles unavailable in restrictive states.

Shurzy tip: Think of betting like game day with friends. You're here for the excitement, not the spreadsheets.

Read more: NHL Betting: The Ultimate Guide for the 2025/2026 Hockey Season

Responsible Gambling in Indiana

Indiana provides comprehensive responsible gaming resources. All sportsbooks offer deposit limits, session time limits, self-exclusion options, and loss limits. The Indiana Gaming Commission maintains a statewide Voluntary Exclusion Program allowing individuals to exclude themselves from all Indiana casinos and sports betting by completing just one form.

Get Help: If you or someone you know struggles with problem gambling, contact the Indiana Problem Gambling Helpline at 1-800-9-WITH-IT (1-800-994-8448), available 24/7, free, and confidential. Text INGAMB to 53342 for text support.

Final Take: Indiana's NFL Betting Scene Is Elite

If you're a Colts fan seeking sharp NFL lines, a serious bettor line-shopping across all 11-13 platforms, or a casual fan looking for best-in-class bonuses, Indiana delivers exceptional value. Choose from platforms like bet365, BetMGM, FanDuel, DraftKings, or Caesars for a world-class 2025 NFL betting season with abundant Colts-exclusive boosts and mature market infrastructure.

Shurzy tip: No spreadsheets, no stress. Just fast picks, good promos, and wins you can flex. That's the Shurzy way.